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Establishing a strong foundation

What does it mean to be financially “well?” It’s about developing healthy habits and behaviors, not math skills. Financial wellness means you are in a position to fully meet current and ongoing financial obligations, you feel secure about your financial future, and you can handle changes as they arise. In short, it’s maintaining your understanding of where your money comes from, and where it is going.

How financially healthy are you right now? Check out the Consumer Financial Protection Bureau’s financial well-being assessment. If you’re like most Americans, you may be a bit under the weather, finance-wise. But let’s face it: Finances are hard to talk about, and even harder to face. Understanding them, and how you approach all things “money,” is the first step toward becoming financially well. And don’t forget: Small steps can lead to great progress.

© Georgia Center for Nonprofits 2019

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